10 Best Home Warranty Companies for 2024

What We Love

American Home Shield boasts nearly five decades of experience, offering comprehensive coverage plans that include unique provisions for improper appliance installation, aging appliances, mismatched systems, and a prompt commitment to having a technician assess claims within 48 hours.

Cost Information

American Home Shield provides a range of coverage plans tailored to diverse requirements. Monthly premiums for these plans are priced between $39.99 and $59.99. While the exact costs can fluctuate depending on the selected plan and geographical location, the service request fee for any issues or repairs is set between $75 to $125.

Best Feature

AHS’s unique coverage for issues like improper appliance installation and mismatched systems sets them apart in the industry. Their systems and appliances plan with roof leak protection is especially noteworthy for homeowners seeking comprehensive protection.

What We Love

Despite being relatively new at 12 years in the industry, America’s First Choice (AFC Home Club) offers affordable and flexible plans, with standout member add-ons like free credit monitoring, identity protection alerts, and retail savings. Their unique feature of allowing homeowners to choose their own contractor sets them apart.

Cost Information

AFC Home Club offers a variety of plans, with options ranging from the ShieldSilver, which covers basic systems and minor appliances, to the more inclusive ShieldPlatinum that provides comprehensive coverage, including roof leaks. Monthly premiums for these plans are set between $43 and $60. For any claims or services, the fee is priced between $75 to $125.

Best Feature

AFC Home Club stands out for its unique flexibility in contractor selection. Unlike many home warranty companies that assign technicians, AFC empowers homeowners by allowing them to choose their preferred technician. This ensures homeowners can opt for a service provider they trust and have had positive experiences with in the past, leading to a more personalized and reassuring service experience.

What We Love

OneGuard Home Warranty, established in 1990, differentiates itself by offering unique maintenance services like carpet cleaning, pest control, and window washing, in addition to their traditional home warranty services. Their commitment to customer satisfaction is evident through positive online reviews.

Cost Information

OneGuard offers a spectrum of plans to cater to different homeowner needs. Their offerings range from a basic appliance plan to the more inclusive home guard plan, which covers both appliances and system components. Monthly premiums for these plans fall between $25 and $56. For service requests, a fee of $69 is charged. Notably, if a system or appliance experiences a breakdown within 30 days of the initial repair, OneGuard ensures no additional service fee for the contractor’s subsequent visit.

Best Feature

OneGuard goes beyond the typical repair and replacement offerings of many home warranty companies by providing comprehensive maintenance services. This holistic approach ensures that homeowners receive essential home upkeep services, promoting the longevity of their appliances and systems and preventing potential issues before they arise. This proactive stance on home care sets OneGuard apart in the industry.

What We Love

Choice Home Warranty stands out in the home warranty industry with its vast network of over 25,000 independent contractors. Since its inception in 2008, the company has shown its commitment to homeowners by providing services to over one million homes. Their dedication to customer service is evident in their rapid response times and their extensive contractor network ensures homeowners get timely and efficient service.

Cost Information

Choice Home Warranty offers its services with monthly premiums between $36 and $44. When service is required, homeowners can expect a fee ranging from $60 to $85. While their plans are comprehensive, it’s crucial for customers to understand that any pre-existing damages to appliances and systems are not covered under their warranty.

Best Feature

Choice Home Warranty’s rapid service response is truly commendable. They prioritize their customers’ needs by initiating service within just 4 hours of a claim request, ensuring minimal disruption and inconvenience.

What We Love

Select Home Warranty stands out for its affordability and extensive coverage options. We love the significant savings they offer through promotions, discounts, and additional months of free coverage for new enrollees​​​​. Additionally, the inclusion of roof leak coverage in all plans at no extra cost enhances the plan value, ensuring homeowners can protect even those aspects of their home that are often overlooked by other warranty providers​.

Cost Information

Select Home Warranty’s cost-effective plans are a major draw for homeowners, with monthly premiums ranging approximately from $38 to $65 depending on the chosen coverage. The Bronze and Gold Care plans offer targeted protection for either appliances or systems, while the Platinum Care plan provides comprehensive coverage for both, along with additional perks​​​​. The service fees are competitively priced between $60 to $75, making it easier for homeowners to manage maintenance costs​​.

Best Feature

What We Love

First American Home Warranty, with 25 years in the business, has built a strong reputation and has protected over 8.6 million homeowners. Their consistency in service fees, regardless of the request, offers predictability for homeowners.

Cost Information

First American provides its services with a transparent pricing structure. With monthly premiums ranging from $37 to $49.50, they stand out by offering a fixed service request fee of $85, regardless of the request’s complexity. However, potential customers should be aware that their coverage does not extend to repairs or replacements stemming from missing parts, natural events, accidents, vandalism, or incorrect installations.

Best Feature

First American stands out with its Predictable Fixed Service Fee policy. This transparent pricing model ensures that homeowners are never caught off guard by unexpected costs. Regardless of the complexity or nature of the request, the service fee remains consistent, offering peace of mind and clarity to homeowners every time they need a service.

What We Love

Cinch Home Services stands out with its four-decade-long legacy in the home warranty sector, ensuring trust and reliability. Their unique coverage of pre-existing conditions and damages from rust and corrosion sets them apart from many competitors, offering homeowners peace of mind knowing that even uncommon damages are covered.

Cost Information

Cinch Home Services offers monthly premiums ranging from $34.99 to $61.99. When homeowners require service, they can expect a fee between $100 and $150. Cinch’s variety of plans, from an appliances-only option to a comprehensive complete-home plan, caters to diverse needs. With additional specialized add-ons for amenities such as spas, pools, septic tanks, and well pumps, Cinch ensures a tailored experience for every homeowner.

Best Feature

Cinch’s policy of covering pre-existing conditions and damages resulting from rust and corrosion means homeowners don’t have to worry about the typical wear and tear that other warranties might exclude. This broad coverage ensures that even if an appliance or system has aged or shows signs of rust, it’s still protected under Cinch’s warranty, offering an added layer of security and value to homeowners.

What We Love

Landmark Home Warranty, with over 16 years of experience, has established itself as a trusted provider, serving a vast number of homeowners annually. Their tiered plan options allow homeowners to choose the level of coverage that best suits their needs, from basic home systems to comprehensive protection that includes major appliances.

Cost Information

Landmark Home Warranty provides monthly premiums between $35 and $65. When service is needed, homeowners can anticipate a fee ranging from $60 to $100. Landmark’s three distinct plans cater to varied needs. Their Home Systems Plan zeroes in on crucial home systems, whereas the Total Protection Plan broadens the coverage to encompass essential appliances such as refrigerators, washers, dryers, ovens, and dishwashers.

Best Feature

Landmark’s structured approach to their warranty plans ensures that homeowners can select a plan that aligns perfectly with their specific needs and budget. Whether it’s just the basic systems or a combination of systems and appliances, Landmark provides flexibility in choice, ensuring comprehensive protection.

What We Love

Sears, with its vast experience in appliance and home repair services, brings a legacy of trust and reliability. Their transparency stands out, with clear details about contracts, prices, and coverages readily available on their website. This makes it easier for homeowners to understand what they’re getting into without hidden surprises.

Cost Information

Sears Home Warranty offers monthly premiums between $49.99 and $69.99. When homeowners require service, they can expect a fee ranging from $75 to $100. Sears structures its warranty services with a clear focus: the Appliance Plan centers on major appliances, the Systems Plan targets essential home systems, and the Whole-Home Plan amalgamates both, offering it at a discounted rate.

Best Feature

Sears’ open approach to sharing contract details and their long-standing reputation in the repair and service industry make them a trustworthy choice for homeowners. Their commitment to replacing appliances with base models ensures that homeowners always have a functional replacement, maintaining the home’s efficiency.

What We Love

Fidelity Home Warranty’s long-standing reputation since 1974 speaks volumes about its reliability and commitment to homeowners. Their diverse range of plans, from basic to premium, ensures that homeowners can find a plan tailored to their specific needs.

Cost Information

Fidelity Home Warranty offers monthly premiums ranging from $22 to $63. When homeowners make a service request, they can expect a fee between $65 and $75. Fidelity’s foundational Base Plan centers on core needs, encompassing most appliances and systems. For those seeking more extensive coverage, their premium plans delve deeper, covering unique scenarios such as code modifications or labor costs tied to manufacturer’s warranty items.

Best Feature

Fidelity’s premium plans go beyond the standard, addressing niche needs like code modifications. This attention to detail ensures homeowners are safeguarded in intricate scenarios, making their coverage more robust and comprehensive.